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SM Advisors, Inc maintains this site ("Site") for
your personal information, education, and communication. Please
feel free to browse the Site. You may download material displayed
on the Site for non-commercial, personal use only, provided
you also retain all copyright and other propriety notices
contained in the materials. You may not, however, distribute,
modify, transmit, reuse, report, or use the contents of the
Site for public or commercial purposes, including the text,
images, audio, and video without SM Advisors, Inc written
permission.
By visiting the Site, you agree to the following terms and
conditions in addition to any laws or regulations that apply
to the Site, the Internet and the World Wide Web:
Unless indicated otherwise, everything on the Site, including
images of people, services, products or places, is copyrighted
by SM Advisors, Inc. The trademarks, logos and service marks
on the Site are owned by SM Advisors, Inc or by others who
have allowed us to use them. They may not be used without
written permission.
SM Advisors, Inc makes no warranties or representations regarding
the accuracy of the information presented on the Site. We
retain the right to change anything on the Site, including
these terms and conditions and any technical information,
without notice. You are browsing the Site at your own risk.
SM Advisors, Inc assumes no liability or responsibility for
any errors or omissions on the Site.
Everything on the Site is provided "as is" WITHOUT
ANY WARRANTIES, EXPRESSED OR IMPLIED, INCLUDING BUT NOT LIMITED
TO, WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR
PURPOSE, OR NON-INFRINGEMENT. Any answers provided to questions
forwarded to this site are solely advisory and the recipient
acknowledges that any use of the answers provided is at the
recipients own risk and SM Advisors, Inc is not liable for
any special, indirect, incidental or consequential damages,
including lost profits, lost bids or business interruption,
resulting from the use of such answers or access to or use
of the Site, even if advised of the possibility of such damages.
SM Advisors, Inc also assumes no responsibility, and shall
not be liable for any damages to, or viruses that may infect,
your computer equipment or other property on account of your
access to, use of, or browsing in the Site or your downloading
of any materials, including, but not limited to, data, text,
images, video, or audio from the Site.
Any communication or material you transmit to the Site by
electronic mail or otherwise, including but not limited to
any data, questions, comments, suggestions, and the like,
will be treated as non-confidential and non-proprietary. Anything
you transmit or post may be used by SM Advisors, Inc for any
purpose, including but not limited to reproduction, disclosure,
transmission, publication, broadcast, and posting. Furthermore,
SM Advisors, Inc is free to use any ideas, concepts, know-how,
or techniques contained in any communication you send to the
Site for any purpose whatsoever, including but not limited
to developing, manufacturing, and marketing products using
such information. |